Finance

Mercury Finance on new outboards

Mercury and UDC are running 0% p.a. finance on new Mercury 40hp to 300hp outboard repowers from 5 October 2026 to 24 December 2026. We are signed up with UDC, so you can apply through the workshop when you buy the motor and have it fitted here.

Who the lender is

Finance is provided by UDC Finance Limited. Marsden Cove Marine is not the lender. We pass your application to UDC and they decide it. We do not give financial advice, and nothing on this page is advice about whether borrowing suits your situation.

What the offer covers

  • New Mercury 40hp to 300hp outboard repowers, bought and fitted through us.
  • Mercury Racing and commercial SeaPro models are excluded.
  • Interest rate 0% p.a., fixed for the term. There is no higher rate waiting at the end of a honeymoon period.
  • Loan term 36 months.
  • Minimum deposit 10% of the purchase price.
  • Offer period 5 October 2026 to 24 December 2026.
  • Finance to approved applicants only, subject to UDC lending criteria and standard terms and conditions.

Rates, fees and what it costs

The interest rate is 0% per annum, fixed for the 36 month term. Interest is not the whole cost though, so here are the fees in full:

  • UDC establishment fee $130
  • PPSR fee $10.35
  • Dealer origination fee $300
  • Maintenance fee $0.50 a week for the life of the loan

That is $440.35 in one off fees at the start, plus about $78 in maintenance fees across a 36 month term, so roughly $518 in total credit fees. Your deposit of at least 10% comes off the purchase price before any of this. We will give you a written quote showing the motor, the fitting work, the deposit, the amount financed, the fees, the repayment and the total you will repay, before you sign anything. UDC then send you their own disclosure. That document is the one that binds you, not this page.

Rates and fees are set by UDC and can change. If you are reading this after 24 December 2026 the offer has finished, and UDC lends at its standard rates, which we can still arrange for you.

How to apply

Call the workshop on 09 432 8132 or use the booking form and say you want finance. We work out the motor and the fitting package, then put the application in with UDC. Approval usually comes back quickly, and we book the install once it is confirmed.

Fair dealing

We only advertise offers that are live, on the dates the manufacturer sets, and we do not add our own finance terms on top. If anything on this page is unclear or out of date, tell us and we will fix it. Prices, offers and lending terms can change without notice.

0% p.a. fixed for a 36 month term on new Mercury 40hp to 300hp outboard repowers, 5 October 2026 to 24 December 2026. Minimum deposit 10%. Racing and commercial SeaPro models excluded. Fees apply as listed above. Finance to approved applicants only. UDC lending criteria, standard terms and conditions apply. Finance is provided by UDC Finance Limited. Marsden Cove Marine Ltd is not the lender and does not provide financial advice.

Talk to us about finance

Questions about these terms?

Talk to us before the work starts. We would rather explain a clause than argue about it later.

09 432 8132 . admin@mcm.nz . Marsden Cove, 1/82 Marsden Bay Drive, Marsden Point 0118